Paul Sperry writes: A key part of President Obama’s legacy will be the fed’s unprecedented collection of sensitive data on Americans by race. The government is prying into our most personal information at the most local levels, all for the purpose of “racial and economic justice.”
“The FHFA will also pry into your personal assets and debts and whether you have any bankruptcies. The agency even wants to know the square footage and lot size of your home, as well as your interest rate.”
Unbeknown to most Americans, Obama’s racial bean counters are furiously mining data on their health, home loans, credit cards, places of work, neighborhoods, even how their kids are disciplined in school — all to document “inequalities” between minorities and whites.
“FHFA will share the info with Obama’s brainchild, the Consumer Financial Protection Bureau, which acts more like a civil-rights agency, aggressively investigating lenders for racial bias.”
This Orwellian-style stockpile of statistics includes a vast and permanent network of discrimination databases, which Obama already is using to make “disparate impact” cases against: banks that don’t make enough prime loans to minorities; schools that suspend too many blacks; cities that don’t offer enough Section 8 and other low-income housing for minorities; and employers who turn down African-Americans for jobs due to criminal backgrounds.
Big Brother Barack wants the databases operational before he leaves office, and much of the data in them will be posted online.
So civil-rights attorneys and urban activist groups will be able to exploit them to show patterns of “racial disparities” and “segregation,” even if no other evidence of discrimination exists.
The granddaddy of them all is the Affirmatively Furthering Fair Housing database, which the Department of Housing and Urban Development rolled out earlier this month to racially balance the nation, ZIP code by ZIP code. It will map every US neighborhood by four racial groups — white, Asian, black or African-American, and Hispanic/Latino — and publish “geospatial data” pinpointing racial imbalances.
The agency proposes using nonwhite populations of 50% or higher as the threshold for classifying segregated areas.
Federally funded cities deemed overly segregated will be pressured to change their zoning laws to allow construction of more subsidized housing in affluent areas in the suburbs, and relocate inner-city minorities to those predominantly white areas. HUD’s maps, which use dots to show the racial distribution or density in residential areas, will be used to select affordable-housing sites.
“The FHFA has offered no clear explanation as to why the government wants to sweep up so much sensitive information on Americans, other than stating it’s for ‘research’ and ‘policymaking.'”
HUD plans to drill down to an even more granular level, detailing the proximity of black residents to transportation sites, good schools, parks and even supermarkets. If the agency’s social engineers rule the distance between blacks and these suburban “amenities” is too far, municipalities must find ways to close the gap or forfeit federal grant money and face possible lawsuits for housing discrimination.
Civil-rights groups will have access to the agency’s sophisticated mapping software, and will participate in city plans to re-engineer neighborhoods under new community outreach requirements.
“By opening this data to everybody, everyone in a community can weigh in,” Obama said. “If you want affordable housing nearby, now you’ll have the data you need to make your case.”
Meanwhile, the Federal Housing Finance Agency, headed by former Congressional Black Caucus leader Mel Watt, is building its own database for racially balancing home loans. The so-called National Mortgage Database Project will compile 16 years of lending data, broken down by race, and hold everything from individual credit scores and employment records.
Mortgage contracts won’t be the only financial records vacuumed up by the database. According to federal documents, the repository will include “all credit lines,” from credit cards to student loans to car loans — anything reported to credit bureaus. This is even more information than the IRS collects.
The FHFA will also pry into your personal assets and debts and whether you have any bankruptcies. The agency even wants to know the square footage and lot size of your home, as well as your interest rate. Read the rest of this entry »
Reid Mene reports: A recent poll conducted by The National Low Income Housing Coalition compared the average renter’s wage in each U.S. state to the wage needed to afford an average two-bedroom apartment.
The Out of Reach study, which came out in May, found that there are a considerable number of states where average workers simply cannot afford to rent two-bedrooms.
City Lab notes:
- The average American needs to earn $19.35/hour to afford a two-bedroom rental unit.
- The average hourly wage earned by American renters is $15.16. That’s 2.5 times the federal minimum wage.
- The median hourly wage of the average American worker is $17.09.
This graph shows the states with the largest gaps between average hourly wages and wages needed to rent two-bedrooms. Read the rest of this entry »
Pastor Hickman: burning building was to be 60-unit affordable housing for seniors. “It hurts my heart,” he says.
CBS/DC reports: A massive, 3-alarm fire is emitting smoke and large flames in Baltimore Monday night as the city is still trying to stop riots following Freddie Gray’s funeral.
WNEW’s Cameron Thompson reports the fire has engulfed what was supposed to be a senior center under construction at Lanvale St. and Chester St.
Southern Baptist Church was building the center to provide 60 affordable apartments and behavioral counseling for seniors.
“We’re going to rebuild. We’re going to come back strong from this,” says the church’s pastor Donte Hickman
The fire is one of many the Baltimore City Fire Department is trying to battle as riots erupted throughout the city.
Pastor Donte Hickman, who’s church’s prjct burns behind, says he hopes tonight is a wake up call. “Enough is enough” pic.twitter.com/aM2Cf76Z2w
— Cam Thompson WNEW (@CamThompsonWNEW) April 28, 2015
Mayoral spokesman Kevin Harris says the fire was related to the riots, while Baltimore’s deputy fire chief says the department is “99 percent sure” it is linked to the riots.
No one was believed to be in the building at the time.
Source: CBS DC
A naked man, of robust proportions, was spotted riding the New York City subway sporting only a pair of sneakers and socks.
“He was just really drunk. He would swig it and then nod out. He must’ve taken four swigs in four stops. He was oblivious…”
— Peter Davis, an editor at the Daily Front Row
Onlookers say that in between gulps of Jack Daniel’s on the train, he dozed off.
The NY Post reports that Peter Davis, an editor at the Daily Front Row fashion magazine, snapped a photo of the naked man. “He was just really drunk. He would swig it and then nod out. He must’ve taken four swigs in four stops,” he told the New York paper. “He was oblivious. He kind of looked at me when I took the picture, but he didn’t seem to care.”
The incident took place on the E-train according to The NY Post, though Davis’ tweets say it was the A-train…
But wait… you can’t just take the penalty money and hand it out to your friends, can you? According to the breakdown from Investors.com, apparently you can.
Extortion: Just when we thought its post-crisis probe of banks couldn’t get more corrupt, the Obama administration has cut radical Democrat groups in on the record $13 billion JPMorgan Chase subprime loan deal.
On Page 5 of “Annex 2” of the recently released consent order, you’ll find this little gem: The Justice Department mandates that JPMorgan fork over any unclaimed or unpaid consumer damages to a nonprofit group that finances Acorn clones and other shakedown groups.
They stand to reap millions. The “consumer relief” portion of the deal by itself totals $4 billion.
If the government “determines that a shortfall in that obligation remains as of Dec. 31, 2017,” the agreement states, “JPMorgan shall make a compensatory payment in cash in an amount equal to the shortfall to NeighborWorks America to provide housing counseling, neighborhood stabilization, foreclosure prevention or similar programs.”
Potentially billions could be distributed to Democrat activists through NeighborWorks, a government-funded “affordable housing” group that supports a national network of left-wing community organizers operating in the same vein as Acorn. Read the rest of this entry »