[VIDEO] Avik Roy: Texas Is a Model for a More-Libertarian, More Diverse America

Avik Roy, the Foundation for Research on Equal Opportunity co-founder, discusses how Texas has not only become an economic powerhouse, but has maintained a sense of inclusion that doesn’t exist in many other states.

“In Texas, the Mexicans have always been there…. There’s not this sense that Mexicans are foreigners,” says Avik Roy, Forbes opinion editor and the co-founder and president of the Foundation for Research on Equal Opportunity (FREOPP).

Roy believes Texas, a majority-minority state, offers a good counter-example for libertarians and conservatives anxious about immigrants and non-Europeans changing American political culture. The Lone Star State is not only doing very well economically, says Roy, there’s a sense of inclusion that doesn’t exist in many other states.

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“It’s not just a free state in the sense of policy, but there really is a sense that everyone feels, whether Anglo or Latino, that freedom has made their lives better,” Roy tells Reason’s Nick Gillespie. “This indigenous thing called Tex-Mex has been around for a very long time. It’s simply not treating the others as if they were others…that attitude makes a huge difference.”

According to Roy, who has advised politicians such as Rick Perry and Marco Rubio, one of the goals of the Foundation for Research on Equal Opportunity is to challenge the conservative view that holds racial and ethnic minority groups can only be appeased through more statism and redistribution and should thus be written off when it comes to building political and economic coalitions. Read the rest of this entry »


Obamacare Initiates Self-Destruction Sequence

Photographer: Jim Stratford/Bloomberg News What happens to bad ideas.

What happens to bad ideas. Photographer: Jim Stratford/Bloomberg News

Megan McArdle writes:  On Wednesday, Politico’s Carrie Budoff Brown reported that the administration was saying fewer than 500,000 people had actually lost insurance due to Obamacare-induced cancellations. This struck me as a strange leak: Half a million is a lot less than many people (including me) have been estimating, but it is still not a small number, and the administration has tended to sit on negative information until the last possible moment.

Yesterday, we had a more official announcement from the administration: Anyone who has had their policies cancelled will be exempt from the individual mandate next year. The administration is also allowing those people to buy catastrophic plans, even if they’re over 30.

What to make of these two statements? On the one hand, the administration is trying to minimize the number of people who have been affected by cancellations, and on the other hand, it is unveiling a fix to the problem of cancellations. And these are not minor changes.

As Seth Chandler points out, Healthcare.gov doesn’t even let you see catastrophic plans if you’re more than 30 years old. Is now the time to be making technical changes to the website?

As Avik Roy points out, catastrophic plans aren’t that much cheaper than the so-called bronze plans. They’re also not eligible for subsidies. This is unlikely to be much help to folks who lost insurance; all it does is introduce some much-unneeded complexity to Healthcare.gov.

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Government Takeover: White House Forces Obamacare Insurers To Cover Unpaid Patients At A Loss

Kathleen Sebelius, Secretary of Health and Human Services. (Photo credit: US Mission Geneva)

(Photo credit: US Mission Geneva)

Avik Roy writes:  Of all of the last-minute delays, website bungles, and Presidential whims that have marred the roll-out of Obamacare’s subsidized insurance exchanges, what happened on Thursday, December 12 will stand as one of the most lawless acts yet committed by this administration. The White House—having canceled Americans’ old health plans, and having botched the system for enrolling people in new ones—knows that millions of Americans will enter the new year without health coverage. So instead of actually fixing the problem, the administration is retroactively attempting to force insurers to hand out free health care—at a loss—to those whom the White House has rendered uninsured. If Obamacare wasn’t a government takeover of the health insurance industry, then what is it now?

On Wednesday afternoon, health policy reporters found in their inboxes a friendly e-mail from the U.S. Department of Health and Human Services, announcing “steps to ensure Americans signing up through the Marketplace have coverage and access to the care they need on January 1.” Basically, the “steps” involve muscling insurers to provide free or discounted care to those who have become uninsured because of the problems with healthcare.gov.

HHS threatens to throw non-complying plans off the exchanges

HHS assured reporters that it would be “urging issuers to give consumers additional time to pay their first month’s premium and still have coverage beginning January 1, 2014.” In other words, urging them to offer free care to those who haven’t paid. This is a problem because the government has yet to build the system that allows people who’ve signed up for plans to actually pay for them. “One client reports only 15 percent [of applicants] have paid so far,” Bob Laszewski told Charles Ornstein. “So far I’m hearing from health plans that around 5 percent and 10 percent of consumers who have made it through the data transfer gauntlet have paid first month’s premium and therefore truly enrolled,” said Kip Piper.

“What’s wrong with ‘urging’ insurers to offer free care?” you might ask. “That’s not the same as forcing them to offer free care.” Except that the government is using the full force of its regulatory powers, under Obamacare, to threaten insurers if they don’t comply. All you have to do is read the menacing language in the new regulations that HHS published this week, in which HHS says it may throw otherwise qualified health plans off of the exchanges next year if they don’t comply with the government’s “requests.”

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Worse Is the New Normal

Mid-20th-century assumptions of generational progress no longer obtain. 

frownyOMark Steyn observes: A few years ago, after the publication of my book America Alone, an exasperated reader wrote to advise me to lighten up, on the grounds that “we’re rich enough to be stupid.” That’s to say, Western democracies and their citizens are the wealthiest societies ever known, and no matter how much of our energies are wasted on pointless hyper-regulation for the business class and multigenerational welfare for the dependency class and Transgender and Colonialism Studies for our glittering youth, we can afford it, and the central fact of our wealth will ensure that our fortunes do not change. Since the collapse of Lehman Brothers in 2008, we have been less rich, and our stupidity ought in theory to be less affordable. Instead, it’s been supersized. To take only the most obvious example, President Obama has added six-and-a-half trillion bucks to the national debt, and has nothing to show for it. As Churchill would say, had his bust not been bounced from the Oval Office, never in the field of human spending has so much been owed by so many for so little. Read the rest of this entry »